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| |  | | Why IBM software solutions |  | | Solutions built on IBM Workplace™ and WebSphere® middleware help insurance providers reduce costs by streamlining operations and achieve growth by delivering new services with improved customer satisfaction. Transform your insurance company into a flexible, responsive On Demand Business. |
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 | | Insurance claims |  | | Speeds claims through low- and no-touch processing, and decreases processing costs through improved workflow information access |  |
|  | | Insurance marketing and analytics |  | | Enables carriers to better understand their customer wants and needs with a focus on sustainable growth |  |
|  | | Insurance policy administration |  | | Modernizes policy administration processes and enables straight-through processing through integration and collaboration |  |
|  | | Insurance risk and compliance |  | | Enables insurers to manage risk effectively and meet compliance requirements to achieve new business efficiencies |  |
|  | | Insurance sales and customer service |  | | Enables carriers to manage their distribution channels, increase sales, and improve customer retention |  |
|  | | Insurance underwriting |  | | Provides underwriters the ability to assess risk, track performance indicators, and manage their processes |  |
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